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Bad Loans Ratio in Bank Sector Remains Low

The ratio of bad loans in the bank sector remains at low level, around 4%. The amount of nonperforming loans accounts for 669 million GEL.

In relation to loan portfolio, the most positive coefficient is recorded for Bank Republic (5.2%), ProCredit Bank (5.7%) and TBC Bank (5.7%). The highest ratio is reported for Liberty Bank (10.5%) and Cartu Bank (9.7%).

Loans (nonstandard, suspicious, bad) are regulated by 30%, 40% and 100% reserve requirements (reliable – 2%)

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